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About Us

The Livengood Agency (formerly Livengood Insurance) in Cumberland, Maryland is who you need to call for all your insurance needs. We can insure your auto, home, boat, motorcycle, business or provide life insurance.

We have been a family owned and operated business since 1959 and our agents have over 65 years of combined experience. We pride ourselves on professional, personalized service and providing the honesty and trust you need when making insurance decisions.

We are now located at 600 W Industrial in Cumberland, Maryland and invite you to stop by, call or email us for a quote. We are licensed in Maryland, Virginia, West Virginia, and Pennsylvania.

Protect what matters most. Get superior insurance policies at competitive rates from the Livengood Agency in Cumberland, Maryland. We provide insurance through the Erie Insurance Group as well as several other companies.

We have a long legacy of superior customer service and great rates. We treasure the relationships we have developed over the years with our clients, and we work hard to make sure they are taken care of in the event of a loss.

An Independent Advantage

We are Independent Agents in Cumberland, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Livengood Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

Great people to work with.

Bob L

Very friendly and helpful. Always a smile.

Mary R

I have been a customer Livengood for over 20 years...

Jason R