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Livengood Agency Insurance - Cumberland, Maryland

Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance For Cumberland and All of Maryland, West Virginia, and Pennsylvania

The Livengood Agency (formerly Livengood Insurance) in Cumberland, Maryland is who you need to call for all your insurance needs. We can insure your auto, home, boat, motorcycle, business or provide life insurance.

We have been a family owned and operated insurance agency since 1959 and our agents have over 65 years of combined experience. We pride ourselves on professional, personalized service and providing the honesty and trust you need when making insurance decisions.

Protect what matters most. Get superior insurance policies at competitive rates from the Livengood Agency in Cumberland, Maryland. We provide insurance through the Erie Insurance Group as well as several other companies.

We have a long legacy of superior customer service and great rates. We treasure the relationships we have developed over the years with our clients, and we work hard to make sure they are taken care of in the event of a loss.

Recent Blog Posts

What You May Not Know About Motorcycle Safety

Posted: October 2, 2024

What You May Not Know About Motorcycle Safety

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...

When is a Car Considered Totaled—And What Happens When It Is?

Posted: September 30, 2024

When is a Car Considered Totaled—And What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...